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Over the years, Malta has rolled out several immigration programs catering Non-EU nationals, offering various pathways to residency and citizenship. In this article, we’ll break down three of Malta’s most popular immigration options:
with a friendly focus on what these programs mean for Non-EU nationals.
Malta Tax Residency: A Smart Choice for Non-EU Nationals
What It Is: Malta Tax Residency is primarily geared toward individuals looking to benefit from Malta’s favorable tax system. Unlike many countries, Malta’s tax regime operates on a remittance basis, meaning you’re only taxed on income you bring into Malta.
For Non-EU Nationals: Non-EU nationals face a few more hurdles but can still take advantage of this program through schemes like the Global Residence Program (GRP). The GRP requires a minimum annual tax payment of €15,000 (or 15% tax flat on the remitted to Malta income), but beyond that, you can enjoy the same tax benefits as EU nationals.
Key Benefits
- Low Tax Rates: Malta offers a flat tax rate of 15% on foreign income brought into the country.
- Family-Friendly: Your spouse, children can be included in your application.
- No Inheritance Tax: You can pass on your wealth without worrying about hefty inheritance taxes.
- Residency Freedom & Flexibility: minimal bureaucracy, residency to be updated annually (as long as you pay tax in Malta, you remain a resident and get your residency card renewed).
- Minimal investments: gov fees, professional fees of Authorized Mandatory + property in Malta with a minimal spent for rent EUR 800 per month (you could opt for purchase as well).
Malta Permanent Residency: A Long-Term Solution
What It Is: Malta’s Permanent Residency Program (MPRP) is designed for those who want a more stable and long-term residence in Malta without becoming citizens. Permanent residence grants the right to live, work, and study in Malta indefinitely.
For Non-EU Nationals: The MPRP is particularly appealing for non-EU nationals. To qualify, applicants need to make a significant financial contribution, including a government contribution of at least €68,000, purchase or rent property, and show proof of sufficient financial resources. Once granted, permanent residency is yours for life, and you can bring your family along.
Key Benefits
- Indefinite Residency: Unlike other visas that might need renewal, permanent residency is, well, permanent.
- Family-Friendly: Your spouse, children, and even dependent parents can be included in your application.
Malta Citizenship by Investment: The Golden Ticket
What It Is: Malta’s Citizenship by Investment (CBI) program, also known as the Malta Individual Investor Programme (MIIP), offers a fast-track to full citizenship for those willing to make a significant investment in the country. This program has been a game-changer for many high-net-worth individuals looking for the security and benefits of a second passport.
For non-EU nationals: The MIIP is incredibly appealing. It requires a combination of donations to Malta’s national development fund, investments in government- approved financial instruments, and property transactions. The financial outlay is significant, but the rewards include full EU citizenship, which offers freedom of movement across all EU countries, as well as access to the EU’s social, educational, and healthcare systems.
Key Benefits
- EU Citizenship: Full access to live, work, and travel across the EU, along with visa- free travel to over 180 countries.
- No Residency Requirement: Unlike many citizenship programs, MIIP doesn’t require you to live in Malta before or after obtaining citizenship.
- Fast Processing: Citizenship can be obtained in as little as 12-14 months, a relatively short period compared to other countries’ programs.
Which Program Should You Choose?
The best program for you depends on your individual circumstances and long-term goals.
If you’re a non-EU national seeking a permanent base in Europe, the Malta Tax Residency or Permanent Residency programs offers a solid balance of benefits and accessibility.
If you’re after the ultimate prize—EU citizenship—and have the financial means, the Citizenship by Investment program is the way to go, offering unmatched benefits and global mobility.
Final Thoughts
Malta’s immigration programs are as diverse as they are attractive, offering something for almost everyone, whether you’re a non-EU citizen dreaming of European residency or citizenship. Understanding the nuances of each program is key to making an informed decision that aligns with your personal and financial goals.
No matter which path you choose, Malta’s warm climate, vibrant culture, and strategic location ensure that you’re making a move to one of the most dynamic and welcoming countries in Europe.
We are here to guide you all the way. Contact us now for free consultation.
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